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Mortgage Payment Protection  Insurance - Full Policy Wording:

 

DMS OPTIONS Plan Mortgage Payment Insurance:

 Policy Terms and Conditions                           

Policy Number 50801

  Arranged by DMS Agency Services Ltd, trading as DMS Security Plans, with UK Underwriting Limited on behalf of Fortis Insurance Ltd,

  DMS Agency Services Ltd, Fortis Insurance Ltd, UK Underwriting Limited, and Independent Financial Services (GB) are authorised and regulated by the Financial Services Authority.

If the cover does not meet Your needs, please contact the Administrator telling them that You no longer require cover. You should do so within 30 days of cover starting.  We will return any premiums You have paid in full within 30 days of receiving Your cancellation notice and cancel the insurance.  Your notice of cancellation takes effect on the day You send the notice of cancellation to Us.  If You do not exercise the option to cancel within 30 days of cover starting then the Policy can only be cancelled in accordance with Condition 12.0 of this Policy. 

Should You wish to cancel, to discuss any aspect of the cover, for queries on Direct Debits, or to request a claim form, please contact the Administrator DMS Security Plans.  For advice on the suitability of this product for You, please contact Your Financial Adviser.  If You do not have a Financial Adviser the Administrator will upon request supply You with details of several in Your locality.  Contact details for the Administrator are shown at the end of this document.

  You have applied for Mortgage Payment Protection and/or Income Protection Insurance.  In return for the appropriate Premiums, this Policy will insure You against the risks set out in 2.0 below.  Your Proposal and Certificate are part of this Policy.  Your Certificate will set out the exact terms of the cover granted.