Mortgage Payment Protection Insurance - Full Policy Wording:
DMS OPTIONS Plan Mortgage Payment
Insurance:
Policy Terms and Conditions
Policy Number
50801


Arranged
by DMS Agency Services Ltd, trading as DMS Security Plans, with UK Underwriting
Limited on
behalf of Fortis Insurance Ltd,
DMS
Agency Services Ltd, Fortis Insurance Ltd, UK Underwriting Limited,
and Independent Financial
Services (GB) are authorised and regulated by
the Financial Services Authority.
If the cover does not meet
Your needs, please contact the Administrator
telling them that You no longer require cover. You
should do so within 30 days of cover starting. We
will return any premiums You have paid in full
within 30 days of receiving Your cancellation notice and cancel the
insurance. Your notice of cancellation takes
effect on the day You send the notice of
cancellation to Us. If
You do not exercise the option to cancel within 30 days of
cover starting then the Policy can only be cancelled in accordance with
Condition 12.0 of this Policy.
Should You
wish to cancel, to discuss any aspect of the cover, for queries on Direct
Debits, or to request a claim form, please contact the Administrator DMS
Security Plans. For advice on the suitability of this
product for You, please contact Your
Financial Adviser. If You
do not have a Financial Adviser the Administrator will upon
request supply You with details of several in Your locality.
Contact details for the Administrator are shown at the end
of this document.
You
have applied for Mortgage Payment Protection and/or Income Protection Insurance.
In return for the appropriate Premiums, this Policy will
insure You against the risks set out in 2.0
below. Your Proposal and Certificate are part
of this Policy. Your
Certificate
will set out the exact terms of the cover granted.

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