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Customer Comments / Testimonial:
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Compare -
Accident Sickness & Redundancy Short Term Income Protection Insurance |
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Benefits Summary Table
(Applicable if you are a Home Owner With or Without a Mortgage, Tenant Sharing Property, or Living with Family) |

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Short Term Income Protection
Underwritten by
Ageas Insurance Ltd (formerly Fortis)
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Owner Occupier, Tenant,
Sharing Property, or Living with Family?
You can have all these
benefits:
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Income Protection
at MPPI
rates
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Initial Exclusion Period
from 60 days
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Income Protection
on MPPI
terms
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Level Premiums
AS only, ASU or U only.
Back to day one,
30 or 60 days
deferred
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Up to £2,500 per person Monthly Benefit
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Age Related Premiums
ASU
only
Back to day one,
30 or 60 days
deferred
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Accident or Sickness Claims paid IN FULL
even if in receipt of
full salary
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Individual Underwriting at outset - no nasty surprises
when claiming
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No Call Centre
Underwriters take calls
from 9.00 am to 9.00 pm EVERY day
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Single, Joint and Double cover policies
available
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Choice of premium collection days 1st to 24th of each
month
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Initial Exclusion Period FREE TRANSFER
available
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We look to pay claims, not avoid
them
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JobCare Service included
FREE OF CHARGE
Option to add
JobProtect
£2,000 TAX FREE Benefit
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Independent Claims Company adds transparency to
our
Claims
process
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All telephone conversations confirmed to you in
writing
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You can be on cover
within the
hour
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Cessation of Business Cover for Clients running their
own Business.
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Essential income cover
at affordable prices, independent insurance scheme by Aegas not linked to any banks or building societies
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We can provide a fully comprehensive policy for Accident Sickness and Redundancy Insurance. With options
for Accident & Sickness or 'Redundancy' Only. If you are not sure please contact us, and speak to a fully qualified
Independent Financial Advisor for guidance, you will get experience and not be put to a call centre or admin staff.
The insurance policies available on this site are not readily available from high street banks and building societies
i.e Halifax, Abbey, NatWest, RBS,
Barclays,HSBC. If you are with such a lender please compare, and
see potential
savings, make your money work harder. Try checking lenders'
websites for details
of the cover on offer and see the
higher costs involved. Lenders must be
trying to keep their premiums hidden, because
www.mortgageinsurances.co.uk
could not get quotes online from leading lenders'
websites, including Halifax (the
biggest), Barclays/Woolwich, HSBC,
Lloyds TSB / Cheltenham & Gloucester,
and RBS/NatWest. Perhaps lenders are simply too ashamed to reveal just
how over-priced their MPPI (accident, sickness and redundancy) policies
maybe? All we ask is that if you seek new insurance,
or want to compare against your existing please, please shop around as its the natural thing to do, and pay us a visit regards
our premiums and level of cover & terms we offer on our Accident Sickness & Redundancy Insurance policies.
Please take the opportunity to compare us with comparison websites especially for individuals over the age of 30.
Are you aware most major comparison websites charge for companies to be listed, and not independent as they make out.
www.mortgageinsurances.co.uk is a trading style of Independent Financial
Services (GB), an independent financial services
company authorised and regulated by the
FSA. Offering keen rates, as premiums have been discounted, so less commission
is earned by us,
giving you a cheaper premiums. Same policy and terms, but at a lower price. Simple and to the point.
We do NOT offer Free initial insurance cover, as invariably Free
cover is an incentive to attract customers at the beginning then,
once Free period finishes
a higher premium in proportion is paid for the term of of the MPPI plan. Far out
weighing any initial
savings with 'Free' insurance.
We underwrite each case at outset, and tell Clients what their policy covers, and what it does not.That alleviates problems
at Claims stage. When comparing us, see who else provides this quality service.
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When comparing policies, do you currently have a 'self certified' mortgage, then with competitors insurance
products you will need to prove income at point of claim. How will you achieve this is with a 'self certification'
mortgage or loan. We can help, as we have special policy to cater for such circumstances. Please contact us.
We do it once, do it now, and like to do it right, with Aegas as your insurer (formally known as Fortis)..
The policy is a short term income protection insurance plan, you do not need to have a mortgage to qualify
If you seek other insurance products please feel free to contact us for friendly and professional guidance.
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